Tips for filing Insurance Claim from Winter Storm

COLUMBIA, SC (WOLO)– Now that the ice and snow have cleared, you need to assess the damage. Here are some tips for filing an insurance claim. According to the SC Insurance News Service, the winter weather has damaged a number of homes, cars, and businesses in South Carolina. Standard homeowners‘ policies cover winter-related disasters such as burst pipes, ice damage and damage caused by weight of ice or snow. Auto liability coverage will cover damage to someone else or their property, and collision/comprehensive is an optional coverage that will cover damages to your own vehicle. For those who have experienced damage, the South Carolina Insurance News Service provides the following tips for filing a claim: Survey the damage and notify your insurance company of any losses. Provide your agent with a copy of your home inventory if you have one. Important: Leave a number where you can be contacted if you are not at home. “¢

Make any temporary repairs necessary to protect property from further damage. Cover broken windows and damaged roofs to prevent further destruction. Keep all receipts for materials used. “¢

Do not dispose of damaged personal property until an adjuster has had the opportunity to look at it. “¢

If it is safe to access the area, take photographs or video to document damaged property. “¢

Find your insurance policy and have your policy number handy when you are ready to make your claim.